Initially, the BHIM app was developed solely for android users. But in February 2017, the NPCI has launched the BHIM app for iOS, which will let you enjoy secure, fast and easy payments using your iPhone, iPad and other iOS devices.
This post will answer all of your questions regarding BHIM app for iOS.
Is there a way to download BHIM app for Windows or iOS?
Since the day BHIM was launched for Android, each and every user of iPhone has been waiting for this moment. Finally, the wait ends here. Yes, you heard it right. You can now easily download and use the all-new BHIM app for your iPhone as well.
The NPCI has now recently released the BHIM app for iOS users also. But the windows version of the BHIM app is still not available.
Why there is no BHIM or UPI app for Windows?
All of the UPI apps have been developed only for the android users. The reason behind this is android’s user base in India is relatively larger when compared to that of iPhone and Windows smartphone.
As being the nodal agency for UPI payments app, the NPCI initially developed the UPI framework only for android. But due to heavier request, it has released the UPI framework for the iPhone users as well.
Features of BHIM app for iOS
Here are the features of the iOS version of the BHIM app. It is expected to have these same features in the windows version of the app as well.
The major feature of using BHIM app is that you can easily send money using this app. To send money through BHIM app, you need to have the mobile number or the VPA of the beneficiary (Note: The mobile number should be a registered one).
Just like other UPI payments app, you can request money from anyone who is having a VPA or UPI enabled mobile number. This option is very handy, and all you need to do here is just send a request to the person using the BHIM app.
Scan & Pay
This option allows you to pay the beneficiary by just scanning their QR code. BHIM app has a built-in QR code scanner, and this makes the payment one step easier than ever.
Generate QR code
With this option, you can generate a QR code of your own for your VPA. It facilitates fund transfer without the use of mobile number or VPA. This feature is solely designed for the merchants.
If you want to list all the transactions done through BHIM UPI app, then this feature can be used. Not only the completed transactions but also all the pending transactions will be listed in a separate tab.
How to download and use BHIM app for iOS
The BHIM UPI app is pretty easy to use when compared to other UPI apps. To be able to transact through BHIM app, the first step is to download the app. As I said earlier, the iOS version of the BHIM app is released now, and here I will guide you through the steps to download and use it in a highly efficient way.
Steps To Install BHIM UPI app on iPhone
Step 1: To get started, you need to download the app. Go to the app store on your iPhone and type “BHIM app” in the search box and hit “Enter“.
Step 2: Now you will get the list of UPI apps. Search for the one developed by the NPCI (National Payment Corporation Of India).
Step 3: Once you locate the exact app, tap on it to open the app details page.
Step 4: Now to install the app on your iPhone, click on “Install” and within a fraction of seconds, the app will be downloaded and installed on your iPhone.
Adding The Bank account
Now the app is successfully installed. The next step is to add a bank account to the app.
Step 1: To add a bank account, launch the app from your app drawer.
Step 2: On the homepage, you will be asked to choose your preferred language. Choose one as per your wish and tap on “Next“.
Step 3: The next screen will display some of the basic features of the BHIM app. Go through the features and click “Let’s get started”.
Step 4: The next step is to verify your mobile number. The app will send an SMS from your registered mobile number to verify the account.
Step 5: After successful verification, you will be asked to set an app password. Set the password of your choice and click on “Confirm“. Make sure to remember the password, as it will be used to open your app the next time.
Step 6: In the next window, the app will show you the list of all the available banks. Choose your bank from the list and click on
Step 7: If done properly, the app will automatically select your registered bank account. To confirm the account, tap on it, and it will be immediately added to the app for future use.
Sending money through BHIM app for iOS
Now you have added your bank account to the app. Let’s see how to send money using this app.
Step 1: Launch the BHIM app on your iPhone. Now on the home screen, you will be listed with the available features of the app.
Step 2: Now click on “Send” option. Once you do that, you will be taken to the next screen.
Step 3: Now enter the VPA or the mobile number of the beneficiary to whom you wish to send the money and click on Verify to verify the beneficiary’s mobile number or the VPA.
Note: The app will display an error message if the entered detail is incorrect. Or else, the app will take you to the next screen, i.e., to the payment page.
Step 4: In the next screen, you will be getting an option to enter the amount of your choice and the remarks for the transaction. Enter the amount and the remarks and click on “Pay” to send the money.
That’s it. The money will be sent immediately, and you will receive a confirmation message once done.
Requesting Money Using BHIM App for iOS
Another great feature of the BHIM app is that you can also request money from someone just like sending the money. Here are the steps to request money using BHIM app.
Step 1: On the home screen of the BHIM app, click on “Request“.
Step 2: In the next screen, enter the VPA or the mobile number of the recipient from whom you are requesting money and click on “Verify” to verify the details entered. If the entered details are valid, you will be taken to the request money page.
Step 3: Here, enter the amount that you wish to request along with remarks and validity for the request. Once done, click on “Request“.
That’s it. Your request will be sent immediately, and the person from whom you are requesting money will receive a message
How to use Scan & Pay in BHIM App for iOS
Till now we have seen how to send and request money using BHIM app. Let’s discuss how to scan the QR code of the beneficiary and pay them.
Step 1: On the home screen of the BHIM app, select the option “Scan and Pay” from the list of available options.
Step 2: Now you will be taken to a page where you can scan the beneficiary’s QR code using the in-app camera. Hold your camera focusing the QR code and scan the code.
Note: During the scan process, the app will automatically read and verify the details. After successful verification of the QR code, you will be directly taken to the payment page.
Step 3: In the payment page, enter the amount that needs to be paid along with remarks. Now, click on “Send” to pay the money.
That’s it. Your money will be sent immediately, and after the transaction is successfully completed, you will receive a confirmation message.
Note: There is an added advantage of using BHIM app. You can save the VPA or the mobile number for future use. For this, select the option ‘Save for future’ while sending or requesting money.